Bubble makes it just as easy to protect your life as it does to protect your home
Home Insurance
Personalized coverage
Build your policy, your way
Deductible options and discounts
More convenient than you think
Instant issuance
Simpler process, quick policies
Life Insurance
No medicals, real-time approvals
Uncomplicated, peace of mind
Premium may cost less than your week's coffee
More affordable than you think
Coverage that grows with you
As modular as your kitchen
Frequently Asked Questions
Latest from our blog
Women have the purchasing power now
The number of single women who’re buying homes in America compared to their male counterparts is growing at a remarkable rate. A new report by LendingTree has found that in 50 of the largest metropolitan areas of the United States, single women own more homes than single men do. And the average age of women buying homes for the first time is 33. Young, independent, and financially educated women are taking the real estate world by storm!
![Women have the purchasing power now.png](/uploads/Women_have_the_purchasing_power_now_a4908ecf98.png) Given how women’s space in the professional world, as well as home, has grown multifold (there’s still a long way to go though), a growing, and in some cases, a major part of big decisions like home buying, investments, and insurance are being made by women today. When couples browse for their new home, it’s often the woman who eventually decides whether or not they’re buying that house.Regardless of where they are personally, women have become important decision-makers with trillions in spending power today. Single women, especially those with children, are the second-largest set of homebuyers after married couples. Today’s women have more independence – financially and socially. And that has made them realize the importance of making the right choices that will never render them dependent on anyone else.
According to LendingTree's study , in America's top metropolitan areas, single women own 22% of homes while single men own 13%. It’s a new kind of gender gap we’re seeing here. Breaking the norm of married couples buying homes to build their family, single women are slowly changing the rules for themselves today.
As women take the lead in reshaping and restructuring our society, they are still the ones to think about their dependents. Whether it’s buying a home for themselves or their family, or buying insurance, women have carefully considered what’s best for the future of their families. Despite the persisting wage gap, women have still found ways to empower themselves financially and with them buying homes now more than ever, we’re going to see a big shift in financial power.
Reasons for this gap between men and women with homeownership aren't completely clear yet. But it’s safe to say that women prioritize buying a home from a young age. If you’re a woman reading this, you should know that buying a home is always going to be a big objective and we have a few tips for you to keep in mind while you achieve this goal.
Research
The first step to making a big purchase or an investment is to find out as much information as you possibly can to know what you’re about to get into. From mortgage to insurance, make it your priority to know everything. Information is the best tool you can have.
Location
Sit back and think about your ideal day in your home. You may be living in the busiest part of town right now but is that where you want to buy a house? Or do you want to move to the suburbs? What are the benefits of buying a house in either of these locations? Do you want pets? There’s a lot to factor in.
Budget
Your budget can help you zero in on the location and size of your home. Look at your finances and get help understanding them to set the right budget. Learn about what you can and can’t fit in your budget to lessen the pressure.
We hope this helps you move in the right direction towards buying a home for yourself. It’s a big move but it will be the best move for you.
You don't* need a medical test for Life Insurance
The most important factors that determine the cost and kind of life insurance policy you can get are age and health. You are most likely to be in good health in your younger days – 35 and under, let’s say. That’s why the younger you are, the more affordable your life insurance can be. With a good health record and age on your side, you can very well lock in a low premium for the rest of your life. At the same time, if you are young and healthy, life insurance companies do not need to carry out intrusive, messy tests to determine if you are healthy enough to qualify for a policy. Just a few questions usually suffice. Not many people, especially young people, are aware of this fact. Buying insurance has always had the bad rep of being a long, worn out, and expensive process with too many people to talk to and too many hoops to jump through - and yes, a medical test at the end of it all.
Being in the digital age has proven to be a blessing. Insurance buying has become a less complicated and more affordable process. At Bubble, that’s exactly what we’re doing to help every single one of you get the right Life Insurance policy - at the right age, at the right time.
![Probability to no health test.png](/uploads/Probability_to_no_health_test_b37a6a01e8.png)The above graph shoots it straight – life insurance gets more expensive and difficult to buy with age. The younger you are, the cheaper it is. And the probability of needing a medical test done is negligible. With an enjoyable user experience, ease of purchase, and no medical test there isn’t really a reason or excuse why you shouldn’t buy life insurance before you’re 30. It’s one of the best things you can do for yourself and your loved ones when you’re young and healthy.
By [eliminating medical tests](https://www.forbes.com/advisor/life-insurance/no-exam/), life insurance becomes more affordable, convenient, and quickly issued to you.
When you’re 30 or under, you are more likely to be in good health than say when you’re 33 even. And your premium might easily jump from $10 to $30. Of course, there are other factors like whether you’re a smoker or not and other such. This is why getting something like life insurance out of the way as early as you possibly can is the best advice you can get.
If you want a reminder of why you need life insurance, here it is. Your family’s financial future.
Life is short. Don’t let important life decisions fall short too.